Rharne Bank
The bank’s vault and collection of private safes is located in the back of the building through a long, torch-lined hallway that tunnels into the heart of the mountain. This is where security is highest, and only guards & employees with the proper access and accompanied customers may even step foot into the hallway. It is rumoured that the entrance to the vault is haunted by the wisps of foiled thieves, though this has yet to be publicly proven.
The bank is owned and run by the Merchants Guild, and is an integral part of the city’s economy. Much of the deposited money and valuables belongs to business owners and merchants, and the bank itself often invests deposited money in local ventures. That said, there is little to distinguish a law-abiding customer from the criminal element, and members of the Shadow Quarter have been known to hide their goods from the Knights using the bank’s private safe system.
Along with offering personal & commercial bank accounts, the bank is very supportive of small businesses and provides loans to aspiring business owners who require start-up capital - as well as anyone else who might need a bit of help. But buyer beware: they are far less supportive of those who default on those loans, regardless of how successful or unsuccessful the business venture was.
Although there is no insurance on the nel or items stored in the bank – meaning that, should anything be stolen or should the bank go up in flames, the Rharne Bank is under no obligation to replace it – the Merchants Guild is highly motivated to keep their customers’ nel and valuables safe, especially since many of their customers are guild members themselves. They employ a round-the-clock security team of skilled guards and thugs. The guards work internally to ensure that the bank itself is secure, while the more thuggish characters are sent after customers who default on their loans to ensure the bank is repaid one way or another.
In addition to the bank’s internal security team, the Lightning Knights always post at least two city guards outside of the doors and one inside of the bank to deter theft and ensure the safety of the bank’s employees and customers.
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Banking Details
Rules:
- It doesn't cost any Wealth Points to open a savings account.
- Withdrawals, deposits, and all other services can be accessed at any branch of the bank.
- You can make multiple withdrawals from your savings account per season. However, if you make any withdrawals, your seasonal interest may be affected.
- This Location is open for you to post in: any and all withdrawals, deposits, loans, and interest calculations must be posted with time stamps below.
Rharne Bank NPC List
Moderator's Note: Players are welcome to use these NPCs if they're writing about this location.
Findley “Finn” Malone
DoB: 20th of Ymiden, 691
Title: Banker/Teller
Skills: Mathematics: 60, Detection: 55, Intelligence: 50, Business Management: 45, Appraisal (Art): 40
Findley, known as Finn to his friends and enemies alike, stands at 5'10". He is a man who appreciates a fine garment and frequently comes to work dressed in the latest Rharnian styles - or sometimes even styles he's been told exist overseas. His curly black hair is cut and coiffed to perfection, and his dark brown eyes seem to twinkle with jest even while he talks about the most serious of subjects.
Finn is a born and bred Rharnian, son of a prominent merchant family known for their trade in expensive fabrics. He talks loudly, laughs loudly, and is always happy to provide direction, assistance, and unsolicited advice. He is very often the primary point of contact for any customer who wants to open a new bank account, obtain a loan, or withdraw and deposit funds, and can be found behind the bank’s front desk.
When not working, Finn enjoys collecting artwork from local citizens and abroad. He has a small personal collection and can talk about it for breaks if someone gets him going. And if he’s been drinking? It’s nigh impossible to get him to stop.
Serafina
DoB: 28th of Ashan, 682
Title: Keeper of the Keys
Skills: Discipline: 65, Detection: 60, Mathematics: 55, Unarmed Combat: 50, Stealth: 45, Intelligence: 40
Serafina is the Keeper of the Keys, meaning she is the sole point of contact for anyone who wishes to open or access their safe. She is also the only employee in the bank with full access to the duplicate keys for every safe in the building. There is never any question about Serafina’s discretion. She takes her job very seriously and has never spilled a secret overheard or overseen at a customer’s safe. She is sometimes spoken about by those who know her as if she has the highest level of integrity in all of Rharne, though the truth of this claim is up for debate.
At work, Serafina can usually be found behind the front desk, conversing with customers who wish to open a private safe or rolling her eyes at Finn’s antics. She is always accompanied by two members of the bank’s internal security team when she leads a customer to the vault in order to deposit or withdraw an item from their safe, but is more than capable of defending herself and the bank’s valuables in close-quarter combat. Outside of the bank, she can frequently be found drinking tea in her favourite haunt, Tio’s Tea House.
Dariusz Stanislaw
DoB: 80th of Zi'da, 669
Title: Head of Security
Skills: Detection: 70, Unarmed Combat: 65, Leadership: 55, Intelligence: 50, Intimidation: 45, Interrogation: 40
Dariusz has an imposing presence. Like many lotharro, he stands tall at 6'6" with a well-muscled frame built from his own blood, sweat, and tears. He has sharp claws in place of fingernails, a thick beard, and canines that become much more threatening when he smiles. A head of brown hair and dark gray eyes complete the man, who walks around the bank with a stride to match his confidence. He typically dresses in loose clothing that he can easily move in, along with heavy leather boots.
As Head of Security for the Rharne Bank, Dariusz prides himself in his ability to keep his finger on the pulse of everything that’s happening regarding the bank. Whether or not he’s truly “all-knowing” remains to be seen, but he hasn’t failed yet. In the two arcs that he has been working for the bank, there have been a grand total of zero thefts (despite several rather high-profile attempts) – and he plans to keep it that way.
On a trial-to-trial basis, Dariusz manages the bank’s internal and external security team with an iron fist. He can usually be found patrolling the bank, managing his employees, and reporting his security findings to the Merchants Guild. When he’s off work, he enjoys taking advantage of Rharne’s many taverns and indulging in the occasional hallucinogen.
Love you Peg!!!